Next Step - Max Out Savings!

Fortunately for America's 95 million investors, Adams' secret nine-point formula was finally revealed in "Dilbert and the Way of the Weasels." Notice its simple brilliance in the exact reproduction of his formula:

1. open - Make a will
2. done - Pay off your credit cards
3. check this - Get term life insurance if you have a family to support
1. http://en.wikipedia.org/wiki/Term_life_insurance
4. Open - Fund your 401k to the maximum:
1. Lebensversicherung/Fond or Aktienfond?
2. http://en.wikipedia.org/wiki/401k
5. Open - Fund your IRA to the maximum:
1. Aktienfond?
2. http://en.wikipedia.org/wiki/Individual_retirement_account
6. done -Buy a house if you want to live in a house and can afford it
7. Open - Put six months worth of expenses in a money-market account
1. http://de.wikipedia.org/wiki/Tagesgeldkonto
8. Open - Take whatever money is left over and invest
1.  70% in a stock index fund
1. http://de.wikipedia.org/wiki/Indexfonds
2. 30% in a bond fund through any discount broker and never touch it until retirement
1. http://en.wikipedia.org/wiki/Bond_fund

http://www.marketwatch.com/story/dilberts-9-point-financial-plan-worthy-of-economics-nobel?pagenumber=1